Discover Your Path to Financial Freedom
Explore a range of tailored loan solutions designed to meet your unique financial needs. Whether you’re planning to buy a new car or invest in your dream home, we have the right loan for you.
Comprehensive Loan Solutions
Empowering Your Financial Journey with Janatha Seva Co-operative Bank
Explore Our Loan Options
Vehicle Loan
Drive your dream car with our competitive interest rates and flexible repayment options.
Home Loan
Make your dream home a reality with our affordable home loan plans.
Education Loan
Invest in your future with our education loans, offering low interest rates and easy terms.
Personal Loan
Meet your personal financial needs with our quick and hassle-free personal loans.
Business Loan
Expand your business with our customized loan solutions designed for entrepreneurs.
Gold Loan
Secure instant funds against your gold assets with our transparent gold loan services.
Agricultural Loan
Support your farming needs with our specialized agricultural loans.
Loan Against Property
Unlock the value of your property with our loan against property options.
Interest Rates for Our Loans
Vehicle Loan
Interest Rate: 7.5%
Loan Tenure: Up to 7 years
Processing Fee: 1%
Prepayment Charges: 2%
Eligibility: Salaried & Self-employed
Home Loan
Interest Rate: 6.8%
Loan Tenure: Up to 30 years
Processing Fee: 0.5%
Prepayment Charges: Nil
Eligibility: Salaried & Self-employed
Personal Loan
Interest Rate: 10.5%
Loan Tenure: Up to 5 years
Processing Fee: 2%
Prepayment Charges: 3%
Eligibility: Salaried Individuals
Education Loan
Interest Rate: 8.0%
Loan Tenure: Up to 15 years
Processing Fee: 1%
Prepayment Charges: Nil
Eligibility: Students with co-applicant
Gold Loan
Interest Rate: 9.5%
Loan Tenure: Up to 1 year
Processing Fee: 0.25%
Prepayment Charges: Nil
Eligibility: Individuals owning gold
Business Loan
Interest Rate: 11.0%
Loan Tenure: Up to 10 years
Processing Fee: 1.5%
Prepayment Charges: 2%
Eligibility: Business Owners
Agriculture Loan
Interest Rate: 5.5%
Loan Tenure: Up to 8 years
Processing Fee: 0.5%
Prepayment Charges: Nil
Eligibility: Farmers
Fixed Deposit Loan
Interest Rate: 6.0%
Loan Tenure: Up to 5 years
Processing Fee: 0.5%
Prepayment Charges: Nil
Eligibility: FD Holders
Ready to Secure Your Future?
At Janatha Seva Co-operative Bank, we offer a range of loans tailored to meet your needs. Whether you’re looking to buy a new home, finance a vehicle, or invest in your education, our competitive interest rates and flexible terms make it easy. Contact us today to learn more or apply online to take the next step towards achieving your financial goals. Experience the Jscbl difference!