Interest Rates
Deposit Interest Rate
| Rate of Interest Effected from 09/10/2023 | ||
| TENURE | GENERAL | Sr.CITIZEN |
| 31 days to 90 days | 5.00% | 5.50% |
| 91 days to 180 days | 5.50% | 6.00% |
| 181 days to 365 days | 6.25% | 6.75% |
| Above 1 year to 2 years | 7.50% | 8.00% |
| Above 2 years to 3 years | 7.25% | 7.75% |
Loan Interest Rate
| SL No. | PARTICULARS |
R.O.I. (#) |
Maximum Loan Tenure |
| 01. |
IMMOVABLE PROPERTY LOAN (For House Purchase & Construction) – Upto Rs. 35,00,000/- – Above Rs. 35,00,000/- to Rs. 75,00,000/- – Above Rs. 75,00,000/- to Rs. 2,00,00,000/-
(For Repair & Renovation) – Upto Rs. 10,00,000/- |
8.50% 9.00% 9.50%
8.50% |
240 240 240
120 |
| 02. |
SITE PURCHASE LOAN (Composit Loan) Up to Rs.2,00,00,000/- |
9.50% 12.00% |
240 240 |
| 03. | MARRIAGE LOAN – Upto Rs. 25,00,000/- | 10.00% | 120 |
| 04. | EDUCATION LOAN-Upto Rs.50,00,000/- |
9.25% 9.50% |
72 120 |
| 05. |
BUSINESS LOAN – Upto Rs. 18,00,00,000/-
|
10.00% 11.50% |
180 180 |
| 06. | MORTGAGE LOAN – Upto Rs. 18,00,00,000/- | 12.00% | 180 |
| 07. |
OVERDRAFT – Upto Rs. 5,00,00,000/- |
11.00% 11.50% 11.50% |
12 12 12 |
| 08. |
JEWEL LOAN – Upto Rs.20,00,000/- |
8.00% to 9.00% |
12 |
| 09. |
SURETY LOAN – Upto Rs. 2,00,000/-
|
13.00% | 48 |
| 10. |
VEHICLE LOAN – Rs. 50,00,000/- (Individual) (Commercial)
|
8.50% 9.50% |
60 60 |
| 11. |
“B” Khatha Loans for construction purpose Other Purposes ( Priority) Other Purposes (Non- Priority) |
10.00% 11.00% 12.50% |
120 120 120 |
| 12. |
JANATHA SEVA RENTAL LOAN – Upto Rs.12,00,00,000/- |
9.00% |
60 |
#Conditions apply