Ancillary Business

JSCBL Services

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Ancillary Business

Our Bank offers various Value Added Services.

Demat
Life Insurance
Non-Life Insurance
Demat

Our Bank focuses on adding value to its products, in order to offer prime services to customers with utmost convenience. The Bank has tied up with NSDL as a Depository Participant (DP),offering Demat services at all branches.

Features & Benefits

Securities in electronic form

Enjoy a safe, secure and convenient buying, selling and transacting securities with a Demat account which involves less paperwork and delays in converting securities to electronic format

Dematerialisation of shares

Securities registered in your name are surrendered to (DP) and sent to the respective company, which “Dematerialise” it and credit security to the depository account.

Re-materialisation of shares

Converting the securities back into physical form.

Faster, risk-free and low cost settlement

  • Depository functions like a securities bank, where the dematerialized securities are traded and held in custody, facilitating faster, risk-free and low cost settlement
  • Elimination of possible mutilation & misplacement, postal delay and counterfeit shares
  • Low brokerage charges
  • Quick ownership of securities on settlement resulting increase in liquidity
  • No confusion in the ownership of title of securities

Pledge and Hypothecation

  • Easy pledge / hypothecation of shares
  • Quick receipt of public issue allotment

Our depository services will conveniently take care of all demat hassles

  • Speedy opening of your demat accounts
  • Internet viewing of details of holdings and transactions through Ideas
  • Confirmation of transaction through SMS
  • Online validation of physical securities
  • Enhancing liquidity through shorter settlements
  • No stamp duty on transfer of securities held in demat form
  • No concept of market Lots
  • Change of name, address, dividend mandate, registration of power of attorney, transmission etc. effected across by a single instruction
  • Settlement of Securities traded on the exchange & off -market transactions
  • Pledge and Hypothecation of Dematerialised Securities
  • Electronic credit in case of public issue
  • Receipt of non-cash benefits in electronic form

*Conditions Apply

Filling complaints on SCORES- Easy & Quick         

  1. Register on SCORES portal
  2. Mandatory details for filling complaints on SCORES<br>i. Name, PAN, Address, Mobile Number, E-mail ID
  3. Benefits: i. Effective Communication
  4. Speedy redressal of the grievances

Life Insurance

Insurance

We have entered in to a strategic alliance with various insurance companies for Life Insurance, General (Non-Life) Insurance and Health Insurance products respectively

JSCBL Bank holds IRDAI Certificate Registration No. CA0021 to act as a Corporate Agent (Composite) under The Insurance Act, 1938 (IV OF 1938) valid from 01.04.2019 to 31.03.2022.

Beware Of Spurious Phone Calls and Fictitious / Fraudulent Offers

IRDAI clarifies to public that

  • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDAI does not announce any bonus.
  • Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number

Life Insurance

Life insurance has become a necessity in today’s era. It provides security against the risk of financial losses in event of death. Your family can live comfortably and without worry of any financial crisis.

JSCBL Co-op Bank Ltd. is a Corporate Agent of MAX Life Insurance Co. Ltd. and Bajaj Allianz Life Insurance Co. Ltd., leading and reliable life insurance companies in market for promoting and distributing Life Insurance products to our customers

About Max Life Insurance

Max Life Insurance Company Limited is a Joint Venture between Max Financial Services Limited and Axis Bank Limited. Max Financial Services Ltd. is a part of the Max Group.

Max Life offers comprehensive protection and long-term savings life insurance solutions, through its multi-channel distribution including agency and third-party distribution partners. Max Life has built its operations over two decades through a need-based sales process, a customer-centric approach to engagement and service delivery and trained human capital.

As per public disclosures and annual audited financials for FY 2021-22, Max Life has achieved a gross written premium of INR 22,414 crore.

For more information, please visit the Company’s website at www.maxlifeinsurance.com

Disclaimer

The Life Insurance Products are offered and underwritten by Max Life Insurance Co. Ltd. The Life Insurance contract is between the Proposer and Max Life Insurance Co Ltd

JSCBL Bank is a Corporate Agent of Max Life Insurance Company Limited. Max Life Insurance Company Limited is a Joint Venture between Max Financial Services Limited and Axis Bank Limited. Ltd. Max Life Insurance Co. Ltd.,11th Floor, DLF Square Building, Jacaranda Marg, DLF City Phase II, Gurugram – 122002 (Haryana). Insurance is the subject matter of solicitation. For more details on risk factors, terms and conditions, please read the prospectus carefully before concluding a sale. Tax benefits on the Insurance Product are subject to the conditions and limits mentioned in the Income Tax Act 1961 as amended from time to time. Customer is advised to take an independent view from tax consultant. Trade logo displayed belongs to Max Financial Services Ltd. and Axis Bank Ltd. respectively and with their consents, are used by Max Life Insurance Co. Ltd. The purchase of Max Life Insurance product by JSCBL Bank customer is purely voluntary, and is not linked to availment of any other facility from JSCBL Bank.

Beware of Spurious Phone calls and Fictitious/Fraudulent offers:

  • IRDAI is not involved in activities like selling insurance policies or announcing bonus or investment of premiums.
  • Public receiving such phone calls are requested to lodge a police complaint

Bajaj Allianz Life Insurance Co. Ltd

JSCBL Co-op Bank Ltd. is a Corporate Agent of Bajaj Allianz Life Insurance Company Ltd. under the IRDAI Certificate Registration No. CA0021. For all your Life Insurance related queries, please contact our nearest Branch and for more details, kindly visit www.bajajallianzlife.com

 

Bajaj Allianz Life Insurance Company Limited is one of India’s leading private life insurance companies. It is a joint venture between Bajaj Finserv Limited, the holding company for the businesses dealing with financial services of the Bajaj Group, and Allianz SE, the world’s leading insurance conglomerate and one of the largest asset managers in the world. Bajaj Allianz Life Insurance Company Limited began its operations in 2001, and today has a pan-India presence with 631 branches as on 31 March, 2018.

The company offers life insurance solutions through its strong product portfolio, which includes traditional insurance products and ULIPs for enabling customers fulfill their Life Goals. The Company also offers group insurance and health insurance plans.

Registered Office

Bajaj Allianz House, Airport Road, Yerawada, Pune-411006, Maharashtra

Disclaimer

JSCBL Co-op Bank Ltd is a Corporate Agent of Bajaj Allianz Life Insurance Co. Ltd. and is registered with Insurance Regulatory and Development Authority of India bearing registration number CA0021. This Plan is offered and underwritten by Bajaj Allianz Life Insurance Co. Ltd. The purchase or non-purchase of an insurance plan by the customer is purely on voluntary basis

 IRDAI Regn. No. 116

Non-Life Insurance

General (Non-Life) Insurance

Non-Life / General Insurance covers loss due to certain perils of tangible assets viz. Flat, House, Motor Vehicles, Furniture & Fixtures, Jewellery, Office & Factory Premises, Plant & Machinery, Stock of Raw Materials & Finished Goods, Medical Equipments and other Contents etc

Risk Cover available under Non-Life / General Insurance are Fire, Lightning, Explosion & Implosion, Aircraft Damage, Riots, Strike & Malicious Damage, Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Flood & Inundation, Impact Damage, Subsidence, Landslide, Rock-slide, Bursting and /or overflowing of Water Tanks, Apparatus and Pipes, Leakage from Automatic Sprinkler Installations, Bush Fire, Missile Testing Operations, Earthquake, Burglary, Theft, Accident, Loss-in-Transit, Mediclaim etc

JSCBL Co-op Bank Ltd. is a Corporate Agent of Bajaj Allianz General Insurance Co. Ltd. and ICICI Lombard General Insurance Co. Ltd. most trusted and reputed general insurance companies in market for distributing General (non-life) Insurance products to our customers.

Bajaj Allianz General Insurance Co. Ltd.

JSCBL Co-op Bank Ltd. is a Corporate Agent of Bajaj Allianz General Insurance Co. Ltd. under the IRDAI Certificate Registration No. CA0021. For all your General (Non-Life) Insurance related queries, please contact our nearest Branch and for more details, kindly visit www.bajajallianz.com

Bajaj Allianz General Insurance Company Limited is a joint venture between Bajaj Finserv Limited and Allianz SE. Both enjoy a reputation of expertise, stability and strength Bajaj Finserv is the financial services arm of Bajaj Auto group having interests in life insurance, general insurance, consumer finance and financial products distribution. Allianz SE established in 1890 is the largest insurer in the world with a revenues of Euro 103.6 Billion (includes insurance, asset mgmt and corporate)

Bajaj Allianz received the Insurance Regulatory and Development Authority (IRDA) certificate of Registration on 2nd May, 2001 to conduct various businesses (including Health Insurance business) in India. The Company has an authorized and paid up capital of Rs 110 crores. Bajaj Finserv Limited holds 74% and the remaining 26% is held by Allianz, SE.

Registered Office

Bajaj Allianz General insurance Co. Ltd, 1st floor, G.E.Plaza, Airport Road, Yerawada, Pune – 411006

Disclaimer

For more details on the risk factors terms and conditions please read the sales broachers before concluding a sale Bajaj Allianz General Insurance Toll-free number (service) – 1800-209-5858

ICICI Lombard General Insurance Co. Ltd

JSCBL  Co-op Bank Ltd. is a Corporate Agent of ICICI Lombard General Insurance Co. Ltd. under the IRDAI Certificate Registration No. CA0021. For all your General (Non-Life) Insurance related queries, please contact our nearest Branch and for more details, kindly visit www.icicilombard.com

ICICI Lombard General Insurance Co. Ltd. is a joint venture between ICICI Bank Limited and Fairfax Financial Holdings Limited; a Canada-based diversified financial services company engaged in general insurance, reinsurance, insurance claims management and investment management

ICICI Lombard General Insurance Co. Ltd. is one of the leading private sector general insurance companies in India

ICICI Lombard General Insurance Co. Ltd has upgraded from earlier ISO 9001:2008 to the latest higher standard of ISO 9001: 2015 Certification w.e.f 7th January, 2017

Registered Office

ICICI Lombard House, 414, Veer Savarkar Marg, Near Siddhivinayak Temple, Prabhadevi, Mumbai – 400025

Disclaimer

For more details on the risk factors terms and conditions please read the sales broachers before concluding a sale

Health Insurance

Health insurance covers medical and surgical expenses of an insured individual in health related contingencies. It can reimburse the expenses incurred due to illness or injury or pays directly to the hospitals or care provider of the insured individual

In today’s world where pollution is increasing, disease and illness can happen to any one of us. It is now essential for an individual to be covered under a health insurance plan, so that the financial security of his family doesn’t get disturbed

 

Religare Health Insurance Co. Ltd

JSCBL Co-op Bank Ltd. is a Corporate Agent of Religare Health Insurance Co. Ltd. under the IRDAI Certificate Registration No. CA0021. For all your Health Insurance related queries, please contact our nearest Branch and for more details, kindly visit www.religarehealthinsurance.com.

Religare Health Insurance Co. Ltd. is one of the leading player in Health insurance industry and has earned good reputation since its inception Registered Office: Religare Health Insurance Company Limited, 5th Floor, 19, Chawla House, Nehru Place, New Delhi-110019.

Disclaimer

For more details on the risk factors terms and conditions please read the sales broachers before concluding a sale