Loans and Advances
NEWS & UPDATES | KYC is one time exercise while dealing in securites markets ( click for more details )
Mortgage Loan
“Mortgage your needs for a Happier future”
Features & Benefits
- Attractive interest rate
- Interest charged on daily reducing balance
- Simplified documentation
Purpose
House repairs, medical expenses, business purpose etc.
Quantum of Loan
Limit upto 12,00,00,000/-
Rate of Interest
Starting at 12% pa
Tenure
Upto 15 Years
Documentation
- Absolute Sale Deed
- Possession Certificate/Release of Lease Agreement
- Betterment Charges paid receipt
- Latest Khatha Certificate and Khatha Extract
- Upto date Tax paid receipt
- Encumbarance for 13 years in Form No.15
- Income Proof
- Sanctioned Plan
- Family Affidavit for loan repayment commitment
- Residential Address Proof
- Building Photo
- IT Returns for last 3 years along with Balance Sheet and Profit and Loss Account Statement duly certified by the charted accountant
NOTE:
- Repayment of monthly installments – as per the Bank rules
- Loan will be sanctioned subject to fulfillment of any other conditions of the Bank(proportionate share amount, loan processing charges, insurance charges.