| | Details of Charges on Bank Services w.e.f 21/04/2023 | |
| SL NO | Particulars | Charges in Rs. |
| | SHARE DEPARTMENT | |
| 1 | Share Application Fee | 50 |
| 2 | Share Admission Fee | 25 |
| 3 | Share Fee on Purchase of each Share | 10 |
| 4 | Share Fee on Transfer of each Share | 10 |
| 5 | Duplicate Share Certificate | 50 + indemnity |
| 6 | Duplicate ID Card | 50 |
| 7 | Associate to Regular Membership Conversion Fee | 100 |
| 8 | Nominal membership | 100 |
| | DEPOSIT (SB / CA/ TD) | |
| 1 | Duplicate Deposit Certificate | 50 + indemnity |
| 2 | SB Duplicate Pass Book | 50 |
| 3 | SB A/c Closing Charges | 100 |
| 4 | Current A/c Closing Charges | 200 |
| 5 | Current A/c Incidental Charges (Annual charges) | 200 |
| 6 | Stop Payment Charges (per cheque) | 100 |
| 7 | SB A/c statement / Pass Sheet Charges (per sheet) | 5 |
| 8 | Current A/c statement / Pass Sheet Charges (per sheet) | 10 |
| 9 | Cheque Book Charges – SB/Current/OD (per leaf) | 1 |
| 10 | Cash handling charges – SB & Current A/c (above Rs. 20.00 Lakh in a month) | 0.02% |
| 11 | Signature /Photo Verification of Certificate of A/c holder | 100 |
| 12 | SMS Charges Quarterly | 25 |
| 13 | Mobile Number Registration Charges (in case of change in mobile number) | 50 |
| 14 | Change of Nominee | 100 |
| 15 | Addition / Deletion of joint operators | 100 |
| 16 | Change in ownership of Current a/c | 200 |
| | DIGITAL PAYMENT DEPARTMENT | |
| 1 | ATM Card Charges (New/ Replacement/ Expired/ Lost) | 200 |
| 2 | Mobile Banking Registration Charges | 100 |
| 3 | Mobile Banking Re-registration Charges | 50 |
| 4 | NEFT / RTGS Charges – Upto 1,00,000/- | 5 |
| Above 1,00,000/- to 5,00,000/- | 25 |
| Above 5,00,000/- | 50 |
| 5 | ATM card annual maintenance charges | 200 |
| 6 | IT /PF /PT & other Payments | 50 |
| | CHEQUE COLLECTION DEPARTMENT | |
| 1 | Inward Cheque Return Charges | 150 |
| 2 | Outward Cheque Return Charges | 150 |
| 3 | Cheque /PO /DD Discount Charges upto 50,000/- (per day) | 50 |
| Cheque /PO /DD Discount Charges above 50,000/- (per day) | 0.10% |
| 4 | ECS debit return charges (per instance) | 100 |
| 5 | ECS mandate registration (per instance) | 100 |
| | DD /PO Department | |
| 1 | PO / DD Commission upto 5,000/- | 20 |
| | PO / DD Commission above 5,000/- to 10,000/- | 25 |
| | PO / DD Commission above 10,000/- to 15,000/- | 30 |
| | PO / DD Commission above 15,000/- | 0.20% |
| 2 | Cancellation of DD / PO (per instrument) | 50 |
| 3 | PO / DD revalidation charges | 50 |
| | LOCKER | |
| 1 | Locker Break Open Charges | actual charges |
| 2 | Locker annual Rent : Small | 500 |
| | Medium | 1000 |
| | Large | 2000 |
| | Extra Large | 3500 |
| | LOANS & ADVANCES | |
| 1 | CIBIL / Cersai report Charges – Individual | 200 |
| | – Commercial | 500 |
| 2 | Loan Application Fee | 50 |
| 3 | Legal opinion Charges (per asset) | 3000 |
| 4 | Property valuation Charges – Only Vacant site | 1500 |
| | – Site & Building | 2000 |
| * 5 | Loan Processing Charges (excluding Loans on term deposits) | 0.50% |
| 6 | Gold Loan Apraiser Charges – Upto 5 Lakhs | 200 |
| | – Above 5 Lakhs | 400 |
| 7 | Processing Charges on OD Sanction / Renewal (sanctioned against property) | |
| | a) 2,00,00,000/- | 0.50% |
| | b) 2,00,00,000/- to 4,00,00,000/- | 0.40% |
| | c) 4,00,00,000/- to 5,00,00,000/- | 0.30% |
| 8 | Insurance Charges (Property Loan & Jewel Loan) | as applicable |
| 9 | Stamp duty (for Jewel Loan) – above 1.00 Lakh | 0.10% |
| 10 | EC charges (for periodic updation of records – per Asset) | 250 |
| 11 | Loan Pre Closure Charges (balance as per repayment schedule) | |
| | Reducing balance method – Upto 1 year | 2% |
| | – above 1 year to 3 years | 1% |
| | – above 3 years to 5 years | 0.50% |
| | | |
| | EMI : – Upto 3 years | 3% |
| | – Above 3 years to 5 years | 2% |
| | – Above 5 years to 10 years | 1% |
| 12 | Loan duplicate pass book charges | 50 |
| 13 | Duplicate jewel acknowledgement card | 100 + indemnity |
| 14 | Recovery charges (per visit) | 200 |
| 15 | 1)Notice Charges – 1st notice | 20 |
| | 2) Notice Charges – 2nd notice | 20 |
| | 3) Notice Charges – 3rd notice (registered post) | 50 |
| 16 | Demand Notice Charges | 2500 |
| 17 | Possession Notice Charges | 5000 + News paper charges as applicable |
| 18 | Sale Notice Charges | 5000 + News paper charges as applicable |
| 19 | Legal Notice and Case appearance Charges | as applicable |
| 20 | Physical Possession of the Property | as applicable |
| 21 | Bank Guarantee a) against deposits | minimum 100/- or 0.2% |
| | b) against mortgage | minimum 100/- or 0.5% |
| | | |
| | | |
| NOTE : 18% GST applicable on above charges and * in Some Cases the charges will differ depending upon Documentation |
